Introducing Ratio App Early Access

We are excited to introduce Ratio App early access to people who care about their personal finance or anyone who is enthusiastic about new software products aimed at improving people’s lives.

At Ratio App we build easy to use and intuitive personal finance tools that will help you become financially responsible.

We set out our mission to build intuitive tools to simplify personal finance and help people develop healthy financial habit. We believe there are opportunities to build tools accessible to everyone that would make them more conscious about their financial health and that is why we’re exploring ways to uniquely deliver solutions to simplify the complexities.

We believe that what you don’t track you can’t control. Part of why we built this app is to help you gain control of your finances.

Track your spendings

We want you to be able to easily access your spending history anytime and anywhere whether you’re connected to the internet or offline without having to contact your bank.

We also want you to have more information about your spending data that’s why we built a spending tracker that allows you add richer information to your transactions.

You can add a description to your transactions to describe in details what exactly it was all about. No more scratching your head about what a particular transaction was about. You can also add a category to group your transactions.

More options to make transaction data richer coming in later updates.

Organise your transactions

It’s important to know exactly where your money is going and that is what categories would help you achieve.

We have provided a comprehensive list of the most popular and useful categories to help you properly organise your transactions to save you from the mental stress.

There are currently more than 40 categories in the app with this release and we'll keep adding even more categories and subcategories in later updates.

If you think there is a category we should add send it to us at [email protected].

Unlock the most valuable insights

Now that you can track your spending and organise them, insights is what you need to make the best of your financial information.

We think that a financial decision based on data is the best decision to make.

The periodic series of bar chart in insights help you recognise patterns in your spending history so that you can forecast how your finances go in the future and better plan for it.

The category grouping of your transactions is arranged from the largest to the smallest so that you can immediately see where the bulk of your money is going and what categories make what percentage of your transactions.

We are working on more granular insights for your financial data and will be released in future updates. Let us know if there is something you’d like to see.

You can also search your entire transaction history to find any transaction you saved in the past, especially in cases where you need to make reference to them.

Security & Privacy by default

We want to make sure that only you have access to your own data and also protect that data from malicious access. Currently all transaction data you save on the app is stored securely on your device taking advantage of security features provided by your device.

At the same time we think all the data you save on the app is important and we don’t want you to loose it especially when you don’t have a copy elsewhere or when something happens to your device. That’s why we backup all data you save on the app on a remote server securely encrypted and accessible by only you on any other device that you have authenticated.

We will be rolling out even more privacy and security features in upcoming updates.

Join the community

We’re inviting you to join us in this journey to help us shape the next features and releases by joining our community.

We have tons of features planned out in our roadmap (roadmap is accessible to our community members) but we’re releasing these few so that we can develop the next ones with you in mind with the most intuitive implementation.

Let us know what aspects of your finances you currently find frustrating or what insights you wish you could unlock to have healthier financial habits. You can shoot us a mail at anytime at [email protected]

Currently available to iPhone users with iOS 16+ but coming to Android as well later.

You can also connect with us wherever you spend your time online: Facebook, LinkedIn, Twitter, Instagram to follow our updates.

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